Welcome To B. K. Birla College of Arts, Science & Commerce, Kalyan
Welcome To B. K. Birla College of Arts, Science & Commerce, Kalyan
Welcome To B. K. Birla College of Arts, Science & Commerce, Kalyan
Welcome To B. K. Birla College of Arts, Science & Commerce, Kalyan
Welcome To B. K. Birla College of Arts, Science & Commerce, Kalyan
Bachelor of Vocational In
Financial Market & Trading Operations
(FMTO)
Bachelor of Vocational In Financial Market & Trading Operations
(FMTO)
Curriculum
Semester - I
| Sr. No. | Paper | Title of Paper | Course Code | Credits |
|---|---|---|---|---|
| 1 | Skill Component | Business Correspondent (SSC) | BUCFMTOBC101 | 18 |
| 2 | General Education | Introduction to Financial System | BUCFMTOIFS102 | 03 |
| 3 | General Education | Business Economics – I | BUCFMTOBE103 | 03 |
| 4 | General Education | Business Environment | BUCFMTOCP104 | 03 |
| 5 | General Education | Business Mathematics & Statistics | BUCFMTOBM105 | 03 |
| 6 | Skill Component | Business Correspondent (SSC) | BUCFMTOBC101 | 18 |
| 7 | General Education | Introduction to Financial System | BUCFMTOIFS102 | 03 |
| Total Credits | 30 | |||
Course Outcomes (CO)
| Course Code | Title of Course | Course Outcome |
|---|---|---|
| BUCFMTOBC101 | Business Correspondent |
1. Apply proper methods to source customers for Banking Services 2. Employ proper practices to assist customers with bank application process 3. Apply proper procedure for providing services to customers 4. Prepare a sample periodic report on status of the sourced customers 5. Employ suitable practices to maintain data integrity and data privacy 6. Dramatize how to communicate effectively with guests, colleagues, and superiors to achieve a smooth workflow 7. Apply health, hygiene, and safety practices at the workplace. 8. Use resources at the workplace optimally |
| BUCFMTOIFS102 | Introduction to Financial System |
1. Understand the Indian Financial System and its Role 2. Learn about banks and financial institutions. 3. Know the capital market (primary & secondary). 4. Understand the role of RBI and SEBI. 5. Learn about financial reforms and updates. 6. Get basic knowledge of financial instruments and trends. |
| BUCFMTOIFS103 | Business Economics – I |
1. Understand the basic concepts of business economics and their application in decision-making. 2. Analyze demand concepts, including elasticity and demand forecasting methods. 3. Apply production and cost theories to evaluate business operations and efficiency. 4. Examine market structures like perfect competition, monopoly, and monopolistic competition. 5. Understand pricing strategies and output decisions under different market conditions. 6. Evaluate various pricing practices and methods used in real-world business situations. |
| BUCFMTOIFS104 | Business Correspondent |
1. Understand the concept, significance, and elements of the business environment (internal & external). 2. Analyze the economic environment, including economic systems, policies, and India’s economic development. 3. Evaluate government policies such as industrial, fiscal, monetary, and foreign trade policies and their impact on business. 4. Examine the political and legal environment, including laws, regulations, and consumer protection. 5. Understand the socio-cultural and technological environment and their influence on business decisions. 6. Analyze international business environment, including MNCs, foreign trade, and global developments. |
| BUCFMTOIFS105 | Business Mathematics & Statistics |
1. Apply basic financial mathematics concepts such as interest, annuities, depreciation, and EMI calculations in real-life situations. 2. Solve problems using matrices, determinants, and linear equations for business applications. 3. Analyze data using statistical tools like measures of dispersion, correlation, and index numbers. 4. Interpret and evaluate time series data and trends for decision-making. 5. Understand and apply probability concepts for analyzing uncertain business situations. 6. Use decision-making techniques like EMV, EOL, and decision trees under risk and uncertainty. |
Semester - II
| Sr. No. | Paper | Title of Paper | Course Code | Credits |
|---|---|---|---|---|
| 1 | Skill Component | Mutual fund Distributor (SSC) | BUCFMTOMFD201 | 18 |
| 2 | General Education | Foundation Course – I | BUCFMTOFC202 | 03 |
| 3 | General Education | Business Economics – II | BUCFMTOBE203 | 03 |
| 4 | General Education | Indian Financial Market | BUCFMTOCP204 | 03 |
| 5 | General Education | Personal Financial Planning | BUCFMTOPFP205 | 03 |
| Total Credits | 30 | |||
Course Outcomes (CO)
| Course Code | Title of Course | Course Outcome |
|---|---|---|
| BUCFMTOMFD201 | Mutual Fund Distributor |
1. Apply proper techniques to conduct market research on mutual funds and sell the products 2. Employ proper procedure to perform after-sales activities 3. Employ suitable practices to maintain data integrity and data privacy 4. Dramatize how to communicate effectively with guests, colleagues, and superiors to achieve a smooth workflow 5. Apply health, hygiene, and safety practices at the workplace 6. Use resources at the workplace optimally |
| BUCFMTOFC202 | Foundation Course – I |
1. Understand financial intermediation, roles of issuers, investors, and link between savings & investment. 2. Learn about financial products like real estate, commodities, derivatives, and compare Indian & global markets. 3. Understand financial markets & securities, including exchange-traded and OTC markets. 4. Learn securities operations, trade process, settlement, custody, and risk management. |
| BUCFMTOFC203 | Business Economics –II |
1. Understand market structures (perfect competition vs monopoly) and profit equilibrium. 2. Learn strategic decision-making in real markets (monopolistic competition & oligopoly). 3. Apply pricing strategies like cost-plus, marginal cost, and price discrimination. 4. Evaluate investment decisions using Payback Period, NPV, and IRR. |
| BUCFMTOFC204 | Indian Financial Market |
1. Understand the Indian financial system and bank-based vs market-based systems. 2. Learn money market instruments (T-Bills, CP, CD) and role of RBI. 3. Understand primary market (IPOs, rights issue, ADR/GDR) and role of SEBI. 4. Learn secondary market trading, stock exchanges (NSE, BSE) and market indices (NIFTY, SENSEX). |
| BUCFMTOFC205 | Personal Financial Planning |
1. Build personal financial planning skills (TVM, budgeting, debt management, major purchases). 2. Understand risk & insurance (types of risks and insurance policies). 3. Learn investment and asset allocation (goal-based investing, returns, portfolio balance). 4. Plan retirement and wealth management (EPF, PPF, portfolio diversification). |
Semester - III
| Sr. No. | Paper | Title of Paper | Course Code | Credits |
|---|---|---|---|---|
| 1 | Skill Component | Microfinance Executive (SSC) | Â | 18 |
| 2 | General Education | General Education | Â | Â |
| 3 | General Education | Global Financial Market | Â | 03 |
| 4 | General Education | Innovative of Financial services | Â | 03 |
| 5 | General Education | Business Law – I |  | 03 |
| Business Economics –III | 03 | |||
| Total Credits | 30 | |||
Course Outcomes (CO)
| Course Code | Title of Course | Course Outcome |
|---|---|---|
| Microfinance Executive |
1. Apply appropriate practices to source the customers 2. Explain the cross-selling methods 3. Prepare sample target and customer status report 4. Employ suitable practices to assist the customers with the microfinance application process 5. Describe the procedure of collecting the receivables 6. Employ suitable practices to maintain data integrity and data privacy 7. Employ suitable practices to communicate effectively with guests, colleagues, and superiors to achieve a smooth workflow 8. Apply health, hygiene, and safety practices at the workplace 9. Use resources at the workplace optimally |
|
| Global Financial Market |
1. Understand global capital markets and investment options (stocks, mutual funds, ETFs). 2. Learn international bond markets and different bond types with risk levels. 3. Understand global equity markets, major exchanges, and ADR/GDR concepts. 4. Identify international investment risks (forex, political, taxation) and ways to manage them. |
|
| Innovative of Financial Services |
1. Understand specialized funding methods (factoring, forfaiting, bill discounting). 2. Learn asset-based financing (leasing and hire-purchase concepts). 3. Explore niche financial sectors (housing finance and venture capital). 4. Understand consumer credit systems (credit scoring and finance operations). |
|
| Business law – I |
1. Understand contract law basics (formation, validity, and breach remedies). 2. Learn sale of goods concepts (types of goods, ownership, buyer & seller rights). 3. Understand negotiable instruments (cheques, bills, promissory notes, dishonor). 4. Know consumer rights and legal protection (defects, deficiency, redressal). |
|
| Business Economics-III |
1. Understand national income concepts (GNP, NNP, Green GNP) and circular flow of income, along with business cycles. 2. Learn Keynesian economics, including aggregate demand & supply, investment multiplier, and liquidity preference theory. 3. Analyze macroeconomic models like IS-LM, Phillips Curve, and issues like stagflation with supply-side solutions. 4. Understand money and inflation theories, including Fisher’s equation, types of inflation, and monetary policy. |
Semester - IV
| Sr. No. | Paper | Title of Paper | Course Code | Credits |
|---|---|---|---|---|
| 1 | Skill Component | Â Insurance Agent (SSC) | Â | 18 |
| 2 | General Education | Management of Financial Services |  |  |
| 3 | General Education | Commodity and Derivative Market |  | 03 |
| 4 | General Education | Research Methodology |  | 03 |
| 5 | General Education | Investment analysis and Portfolio management |  | 03 |
| Â | Â | Â | 03 | |
| Total Credits | 30 | |||
Course Outcomes (CO)
| Course Code | Title of Course | Course Outcome |
|---|---|---|
| Insurance Agent |
1. Apply proper techniques to source insurance customers 2. Draft a sample daily report on lead conversion for the sales of insurance policies 3. Role play on how to assist customers in filling application form and providing pre-issuance services 4. Employ appropriate practices to assist customers with post-sale services 5. Dramatize how to communicate effectively with guests, colleagues, and superiors to achieve a smooth workflow 6. Apply health, hygiene, and safety practices at the workplace 7. Use resources at the workplace optimally |
|
| Management of Financial Services |
1. Understand merchant banking operations and their role in capital markets and public issues. 2. Learn depository systems (NSDL) and secured transactions like pledge and hypothecation. 3. Apply financial marketing strategies, including credit rating and plastic money services. 4. Understand advanced financial management, including ALM, securitization, ARCs, and bancassurance. |
|
| Commodity Market & Derivatives Market |
1. Understand the commodity market structure and its participants (cash & derivatives segments). 2. Learn hedging strategies using futures (long/short hedge, arbitrage, cost of carry). 3. Gain knowledge of options trading (calls, puts, Greeks, pricing models). 4. Understand clearing and settlement systems (NSCCL and settlement process). 5. Learn risk management techniques like VaR and margin requirements (SPAN). |
|
| Research Methodology |
1. Learn research methods (hypothesis, research design, and sampling techniques). 2. Understand data collection methods (surveys, experiments, and observation tools). 3. Perform statistical analysis (coding, tabulation, correlation, regression, and hypothesis testing). 4. Develop report writing skills for professional research and market analysis. |
|
| Investment analysis and Portfolio management |
1. Risk-Return Mathematics: Calculate Beta, Standard Deviation, and Variance to quantify investment risk. 2. Security Analysis: Perform Fundamental Analysis (Economy-Industry-Company) and Technical Analysis using candlestick charts and moving averages. 3. Modern Portfolio Theory: Apply the Capital Asset Pricing Model (CAPM) and evaluate fund performance using Sharpe, Treynor, and Jensen’s ratios. |
|
Semester - V
| Sr. No. | Paper | Title of Paper | Course Code | Credits |
|---|---|---|---|---|
| 1 | Skill Component | Customer Service Associate -Financial Services | Â | 18 |
| 2 | General Education | Practical Training 90 Hours (Covered in Viva Voce) | Â | Â |
| 3 | General Education | Money Market Instruments and Operations | Â | 03 |
| 4 | General Education | Introduction to Business analytics using Excel | Â | 03 |
| 5 | General Education | Marketing of Financial Products | Â | 03 |
| Â | Â | Â | 03 | |
| Total Credits | 30 | |||
Course Outcomes (CO)
| Course Code | Title of Course | Course Outcome |
|---|---|---|
| Customer Service Associate – Financial Services |
1. Apply proper methods to identify customer queries and requirement 2. Role play on how to provide effective customer service 3. Employ proper procedure to maintain records and evaluate customer service 4. Develop employability skill |
|
| Practical Training 90 Hours |
1.Students need to attend practical training and need to make a report. 2.Viva voce will be conducted and marks will be allotted accordingly |
|
| Money Market Instrument and Operations |
1. Understand the Indian money market structure, including organized (RBI, banks) and unorganized sectors, and its link to monetary policy. 2. Learn the regulatory framework (RBI, FIMMDA, FEDAI) and compliance in financial transactions. 3. Gain knowledge of money market instruments (T-Bills, CP, CD, Repo) and inter-bank markets (call & term money). 4. Analyze market challenges and developments, including limitations and recent improvements like STCI and market expansion. |
|
| Introduction to Business analytics using Excel |
1. Learn Excel skills for finance (data entry, formatting, and financial applications). 2. Perform data analysis (data cleaning, pivot tables, statistics, regression, forecasting). 3. Create data visualizations (charts, dashboards, and financial reports). 4. Build financial models and optimization tools (scenario analysis, portfolio optimization, risk management). |
|
| Marketing in Financial Products |
1. Understand financial service marketing basics (Four I’s and market growth). 2. Learn segmentation, targeting, and positioning strategies for services. 3. Apply the 7Ps of service marketing and service blueprinting. 4. Manage service quality and ethics (GAP model, complaint handling, modern digital trends). |
|
Semester - VI
| Sr. No. | Paper | Title of Paper | Course Code | Credits |
|---|---|---|---|---|
| 1 | Skill Component | MIS Data Analyst-Financial Analysis | Â | 18 |
| 2 | General Education | Risk Management | Â | 03 |
| 3 | General Education | Treasury Management | Â | 03 |
| 4 | General Education | Financial Planning and Wealth Management | Â | 03 |
| 5 | General Education | Securities Market Law | Â | 03 |
| Total Credits | 30 | |||
Course Outcomes (CO)
| Course Code | Title of Course | Course Outcome |
|---|---|---|
| MIS Data Analyst - Financial Services |
1. Apply proper techniques to perform data analysis using MS Excel 2. Prepare sample MIS report, KPI and sales data to analyze the information as required by the management 3. Employ suitable practices to maintain data integrity and data privacy 4. Dramatize how to communicate effectively with guests, colleagues, and superiors to achieve a smooth workflow 5. Apply health, hygiene, and safety practices at the workplace 6. Use resources at the workplace optimally |
|
| Risk Management |
1. Understand types of organizational risks and the risk management process. 2. Learn to measure financial risks (market, credit, liquidity, legal, etc.) and governance roles. 3. Understand foreign exchange (forex) risk and currency exposure management. 4. Analyze interest rate risk and its impact using financial techniques. |
|
| Treasury Management |
1. Departmental Operations: Understand the functions of a treasury department, including front, mid, and back-office roles and banking relationships. 2. Foreign Exchange & Arbitrage: Calculate premiums and discounts in Cross-Currency Forwards and understand interest rate arbitrage under FEDAI guidelines. 3. Risk Control: Develop risk frameworks using policy tools like Open Positions, Gap Limits, Stop Loss Limits, and Value at Risk (VaR). |
|
| Financial Planning & Wealth Management |
1. Individual Wealth Creation: You will be able to design comprehensive financial plans including Retirement Planning (EPF, PPF) and Estate Planning (Wills, Trusts). 2. Insurance Strategy: You will learn to calculate Human Life Value and select appropriate insurance policies (Life, Health, Motor) to mitigate personal risk. 3. Tax Optimization: You will master tax planning concepts, including Income Tax slabs, TDS, and Capital Gains (LTCG/STCG). |
|
| Securities Market Law |
1. Regulatory Framework: Master the objectives and rules of the Securities Contracts (Regulation) Act, 1956 and the SEBI Act, 1992. 2. Compliance & Governance: Understand the functions of the Securities Appellate Tribunal and penalties for non-compliance, alongside the Depositories Act, 1996. 3. Market Integrity: Apply specialized regulations concerning Substantial Acquisition of Shares and Takeovers and the Prohibition of Insider Trading. |
Expert Faculty
Program Outcome (PO)
PO1 : Market Understanding
To impart knowledge and understanding Financial Market and Trading operations.
PO2 : Employability Skills
To enhance employability and meet BFSI industry requirements for better sustainability.
PO3 : Instrument Application
To provide insights into Financial Instruments and its applications in trading through different practical activities.
PO4 : Entrepreneurial Motivation
To motivate learners for his/her own ‘Start-Up’.
Programme Specific Outcomes (PSO)
PSO1 : Market Fundamentals
Learners will be able to demonstrate an understanding of the foundations and importance of Financial Market and Trading operations.
PSO2 : Employability Skills
Learners will be trained to acquire various skills to become employable and meet BFSI industry requirements for better sustainability.
PSO3 : Trading Application
Learners will be able to learn practically how the financial instruments can be traded in the market and best return can be obtained.
PSO4 : Career Development
Learners will be able to set up their careers through acquired knowledge and skills through the evaluation and interpretation of financial market & trading operations.
Programme Objectives
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Career Options
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